SEON’s 2026 Fraud & AML Report: While AI Is Everywhere, Fraud Teams Are Still Growing​

SEON introduces “AI Reality Check: 2026 Fraud & AML Leaders Report,” based on a survey of 1,010 fraud, risk and compliance leaders across payments, fintech, financial services, retail, eCommerce and gaming, conducted in Q4 2025. The central finding is that AI is now mainstream in fraud and AML, but complexity and workload continue to rise rather than fall. The numbers tell an unexpected story: AI is everywhere, but operations are not getting more manageable.