Creating Intelligent, Invisible Banking Infrastructure That Drives Inclusion

Across Asia, banking is shifting from standalone products to always-on digital infrastructure embedded into everyday platforms. This roundtable examines how intelligent architectures spanning cloud cores, APIs, data layers, and ecosystem partnerships are enabling scale while expanding access. From digital-native banks to institutional players and investors, the discussion explores the design trade-offs, interoperability challenges, and inclusion strategies shaping the next generation of banking systems.