Real-Time Payments, Real-Time Fraud

Real-time payment systems such as PIX and UPI show both the power and the risk of instant money movement. This examines how fraud patterns—ranging from social engineering to mule activity and identity abuse—are emerging in high-speed payment environments. Combining fraud intelligence and AI-driven risk decisioning perspectives, it explores how banks, fintechs, and SME platforms can strengthen detection, monitoring, and prevention capabilities while maintaining the speed and accessibility that real-time payments require.