The New Financial Stack: How to Create Trusted Ecosystems in Asia

Andy Nguyên Trần is Executive Chairman of Zalopay, one of Vietnam's leading fintech platforms, where he oversees strategy, financial oversight, and the bank and institutional partnerships that underpin Zalopay's growth. Under his leadership, Zalopay has tripled in size since 2022 while moving toward profitability.

Having spent over a decade across Vietnam's technology ecosystem - spanning e-commerce, corporate venture, and fintech leadership - Andy brings a grounded, operator's perspective to how bank-fintech partnerships actually work in practice: where they create value, where they break down, and what it takes to build financial ecosystems that users trust at scale.

He is a regular contributor to fintech dialogue across the region, including DX Summit and DealStreetAsia, with a focus on embedded finance, real-time payment infrastructure, and the role of digital wallets in Vietnam's broader digital economy strategy.