2026: The Future of Fintech in APAC Report

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Glimpse into what lies ahead for Asia's fintech revolution!

Asia's fintech landscape is undergoing a profound transformation, with key trends emerging across banking, payments, digital lending, and specialised verticals like InsurTech, RegTech, and WealthTech. These developments, driven by the region's unique challenges and opportunities, are paving the way for a more digital, personalised, and inclusive financial ecosystem.

Explore the evolving needs and aspirations of Asia's fintech organisations in relation to current industry trends through in-depth interview data from over 130 key stakeholders including C-suite executives from traditional FIs, founders of digital banks, and leaders from payment and digital assets companies who are rewriting the rulebooks.

Gain insights that will empower your business to:

  • Stay ahead of the curve: Understand the latest fintech trends shaping the APAC market
  • Make informed decisions: Develop winning strategies based on data-driven insights
  • Identify new opportunities: Explore innovative solutions for your business

Themes and topics covered in the report include:

  • The evolving bank: Discover how traditional banks are transforming into agile digital ecosystems through AI and Banking-as-a-Service (BaaS). Collaboration with fintechs is no longer a stopgap but a strategic imperative, creating better customer outcomes and addressing underserved segments.

  • Hyper-connected payments: Dive into the innovations driving seamless payment experiences across APAC, from real-time systems like PayNow and PromptPay to cross-border payment linkages. Learn how merchant apps like Hattha Bank’s KHQR codes are revolutionising instant and affordable payments.

  • A new era of collaboration: Learn how Asian regulators are shifting from gatekeepers to collaborators, fostering innovation through initiatives like ASEAN cross-border QR Payment connectivity and guidelines for AI risk management. Flexible frameworks are paving the way for responsible fintech growth.

  • Digital assets and the future financial landscape: Uncover how stablecoins and tokenisation are reshaping the financial ecosystem. With regulatory clarity emerging in markets like Hong Kong and Singapore, digital assets are gaining institutional confidence and driving broader adoption.

  • Fintech trends shaping tomorrow: Explore the rise of embedded finance and super apps, where platforms like GCash and Grab integrate payments, commerce, and lending into unified ecosystems. These innovations are driving financial inclusion and transforming user experiences across APAC.