Biswa is a seasoned data analytics leader known for driving transformational change in the BFSI sector across the USA and Southeast Asia. Currently serving as the Chief Data Officer at Tonik, the Philippines' first fully digital bank, he previously held a similar data leadership role at the Indonesian fintech Kredivo Group. With a strong background in Product Management, Management Consulting, and Data Science at Fortune 500 companies such as Microsoft, PwC, and Oliver Wyman, Biswa employs an interdisciplinary, collaborative, and pragmatic approach to leveraging both Traditional AI and Generative AI for impactful business solutions. An alumnus from Northwestern University's prestigious MS in Analytics program and a lifelong learner, Biswa describes himself as someone who is 'passionate about data and compassionate about people'