Greg Krasnov is the Founder & CEO of Tonik, the first licensed digital bank in the Philippines. He is leading the development of the region’s top credit-focused neobank, which, as of Q1 2025, is scaling rapidly with industry-leading lending profitability and positive contribution margins. Tonik has raised

over $150M to date from investors like Insignia, Mizuho Bank, Peak XV (formerly Sequoia), and Point72, and is addressing a $40B consumer credit gap using AI-powered lending and B2B2C distribution channels.

With over 20 years of experience building banks and fintech companies, including Credolab, FLOW, AsiaKredit, and Platinum Bank, Greg is passionate about solving credit access issues in emerging markets. Having lived in eight countries and sailed across Asia, he brings a global perspective to his work. Outside of banking, Greg is also a musician, with his work available on Spotify.