John Wingate is the founder and CEO of BankSocial, where he builds infrastructure that lets credit unions and community banks deliver secure, user-controlled financial experiences across both traditional and decentralized rails. He has spoken at World Economic Forum affiliated events in Davos in 2025 and 2026, at Google Next, and at Money20/20 in Las Vegas, and has collaborated on fintech initiatives at Harvard, MIT, and King's College through the Converge Accelerator and the Converge Institute. He holds a patent pending on an agent-to-agent system and is the author of Going Agentic: The Blueprint for Multiplying Everything You Do with AI and the bestselling Quantularity: A Quantum Framework for the Human Experience.