Joseph McGuire is a recognised leader in digital innovation, with a career shaped by entrepreneurship, fintech scale-up and enterprise transformation. As Head of Digital Labs APAC at Mastercard, he partners with leading organisations to accelerate the creation of new digital products and unlock growth through innovation. Prior to Mastercard, Joseph founded two start-ups, both acquired, and was an early employee at Hong Kon's first unicorn; Airwallex. He also held senior banking roles such as State Manager at Commonwealth Bank. This breadth of cross-functional experience gives him insights from sitting on both sides of the table. Building companies from scratch, scaling disruptors, and driving change from within global institutions