Kiran is an established leader at the nexus of banking, technology, and business transformation. With a career shaped by leadership roles at Standard Chartered, Barclays, and SAP, he specializes in architecting strategies that translate complex institutional challenges into tangible growth.

As the Head of SAP's Financial Services business in Asia Pacific, Kiran bridges the gap between legacy banking and the programmable economy. He is currently modernizing corporate treasury ecosystems through embedded banking and tokenization, while enabling FinTechs to scale globally by streamlining the complexities of cross-border regulation.