Kiran Mistry is the Regional VP and Head of Financial Services (APJ & China) at SAP. Formerly in senior leadership at Standard Chartered and Barclays, Kiran specializes in transitioning legacy financial ecosystems into the programmable economy.

He focuses on modernizing corporate treasury, leveraging agentic AI for structural productivity, efficiency, and growth, and empowering fintechs to scale and thrive in the AI era. His leadership accelerates embedded finance, real-time payments, and tokenization across global institutions.