Lito Villanueva is the Philippines’ foremost thought leader in digital transformation and financial inclusion.

As Executive Vice President and Chief Innovation and Inclusion Officer of RCBC, he has led the bank’s digital transformation, earning over 400 awards, including six consecutive Best Bank for Digital titles from Euromoney, making RCBC the first bank in Asia to achieve this distinction.

Widely known as Mr. FinTech of the Philippines, he was recognized among PeopleAsia’s Men Who Matter 2025. He also serves as Chief Digital Transformation Advisor of the Yuchengco Group of Companies, Global Ambassador of the Asia FinTech Alliance, and Founding Chairman of FinTech Alliance PH, the country’s largest digital finance industry group.

He holds master’s degrees from the University of Santo Tomas and the National Defense College of the Philippines, and completed executive programs at the University of Cambridge and the University of Oxford.