Currently leading Retail Business at Allo Bank, Sajal Bhatnagar is a C-suite leader with over 15 years of experience scaling financial services across high growth Asian markets. He has a unique track record of launching and scaling two of the regions most successful digital banks from inception to profitability.

At Allo Bank, he has led the bank to achieve PAT profitability within its first year, with industry leading 29% NPAT margin. At Allo Bank and at Paytm, Sajal has built large customer and merchant ecosystem covering 100s of million customers and 10s of million merchants, with many first in industry products and services.

Sajal specializes in blending aggressive users acquisition and metrics growth with unit-economic discipline to drive sustainable, large-scale P&L growth.