Tim Scheffmann is the managing director (of Scheffmann GmbH) and CEO (of LTS Ventures) with two decades of expertise in digital finance, banking, and wealth management globally. Led successful FinTech startups and implemented a shared digital banking platform for about 1,000 village banks in South East Asia. Mr. Scheffmann holds a Master of Finance & Banking of Frankfurt School of Finance in Germany and is a certified independent financial advisor. He is passionate about financial and economic inclusion.