Vivien Tan is Senior Vice President of SME and Commercial Credit at Alliance Bank Malaysia, with extensive experience in banking, risk management, and strategic growth. She has led initiatives that strengthened credit assessment through AI-powered solutions and advanced data-driven decision-making to improve efficiency and customer insights. Her career spans leadership roles across banking, trade, and healthcare, giving her a broad regional and cross-industry perspective. An MBA graduate with certifications in AI and data analytics, Vivien is dedicated to fostering financial inclusion, innovation, and sustainable growth in diverse markets.