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    <loc>https://asia.money2020.com/program/agenda/fragmentation-to-convergence-gpr-2026-and-accelerating-agentic-commerce-70862</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/scaling-global-ecommerce-through-asia-s-local-payment-networks-70871</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/from-a-digital-native-to-an-ai-native-bank-70493</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/building-trust-in-the-new-financial-world-70495</loc>
    <lastmod>2026-03-31</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/how-digital-banks-can-thrive-in-the-new-era-73524</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/agentic-finance-what-happens-when-ai-becomes-a-financial-actor-70349</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/how-are-ai-data-embedded-finance-redesigning-trust-in-asia-73285</loc>
    <lastmod>2026-03-27</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/bank-grade-rails-data-intelligence-and-the-path-to-scalable-growth-70857</loc>
    <lastmod>2026-03-18</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/ambition-to-action-through-operationalizing-ai-and-data-intelligence-in-financial-services-73286</loc>
    <lastmod>2026-03-30</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/bridging-tradfi-and-defi-for-inclusive-cross-border-finance-70481</loc>
    <lastmod>2026-02-25</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/from-friction-to-flow-with-ai-powered-personalisation-73289</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/closed-door-banking-session-by-invitation-only-73518</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/global-ai-arms-race-73711</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/scaling-inclusive-wealth-and-reshaping-investment-behavior-through-global-fintech-ecosystems-73465</loc>
    <lastmod>2026-03-14</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/levelling-the-cross-border-payments-playing-field-for-asia-s-smes-70869</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/how-digital-asset-ecosystems-will-redefine-money-73198</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-2-problem-turning-esg-commitments-into-measurable-financial-impact-70488</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/designing-human-centered-finance-for-trust-and-inclusion-70347</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/institutional-digital-asset-payments-move-from-concept-to-capability-73729</loc>
    <lastmod>2026-04-01</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/how-cybercriminals-are-targeting-fintech-and-what-s-next-73696</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/building-inclusive-open-finance-ecosystems-in-asia-70487</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-central-asia-experience-for-cultural-intelligence-in-fintech-70352</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/trust-frameworks-for-the-next-era-of-hybrid-finance-70868</loc>
    <lastmod>2026-03-12</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/will-stablecoins-become-the-new-global-payment-rails-70647</loc>
    <lastmod>2026-03-31</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-power-of-the-pivot-mastering-the-art-of-startup-adaptation-73576</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/understanding-the-corporate-venture-mindset-73577</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/breaking-silos-moving-money-collaboration-as-infrastructure-70499</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/quantum-proof-money-securing-digital-finance-for-the-next-computing-era-73726</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-new-paradigm-of-cross-border-money-flows-and-international-expansion-73655</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/money-s-next-evolution-stablecoins-cbdcs-and-the-new-payment-stack-70864</loc>
    <lastmod>2026-01-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/scaling-trust-in-asia-s-hypergrowth-fintech-economy-73721</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/ai-agents-and-blockchain-revolutionising-the-finance-ecosystem-70318</loc>
    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/how-everyday-finance-creates-real-value-73292</loc>
    <lastmod>2026-01-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/safe-banking-experiences-the-key-to-winning-customer-trust-and-loyalty-70639</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-institutional-leap-asia-s-tokenisation-playbook-70883</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/gen-z-yield-and-the-global-income-reset-70492</loc>
    <lastmod>2026-01-23</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/the-new-economy-rails-for-borderless-finance-70642</loc>
    <lastmod>2026-03-19</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/gift-ifsc-and-india-s-135b-cross-border-remittance-opportunity-your-gateway-to-the-world-s-1-real-time-payment-network-73724</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/mastering-the-customer-journey-in-financial-services-73731</loc>
    <lastmod>2026-03-27</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/financing-asean-s-transition-scaling-sustainable-impact-across-a-fragmented-region-73720</loc>
    <lastmod>2026-03-13</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/winning-the-sme-lending-market-with-real-time-data-73291</loc>
    <lastmod>2026-03-17</lastmod>
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  <url>
    <loc>https://asia.money2020.com/program/agenda/data-driven-storytelling-in-the-ai-era-73733</loc>
    <lastmod>2026-03-27</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/the-30-trillion-shift-institutional-capital-and-digital-finance-70861</loc>
    <lastmod>2026-03-10</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/building-global-banking-as-a-service-models-for-market-expansion-70482</loc>
    <lastmod>2026-03-11</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/behavioural-data-and-the-last-mile-of-credit-access-70854</loc>
    <lastmod>2026-03-30</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/when-ai-meets-digital-assets-and-what-it-really-takes-to-transform-wealth-73727</loc>
    <lastmod>2026-03-16</lastmod>
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    <loc>https://asia.money2020.com/program/agenda/social-media-and-influencer-marketing-in-fintech-what-works-what-doesn-t-and-what-s-next-73734</loc>
    <lastmod>2026-03-27</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/the-end-of-manual-research-with-alphasense-genai-66166</loc>
    <lastmod>2025-04-16</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/fusion-identity-fraud-convergence-in-action-with-transmit-security-66227</loc>
    <lastmod>2025-04-15</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/fintech-leaders-apac-an-exclusive-evening-with-acclime-66360</loc>
    <lastmod>2025-04-19</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/explore-innovation-in-action-with-hps-66419</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/transmit-security-attacks-are-fast-evasive-can-you-stop-them-66218</loc>
    <lastmod>2025-04-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/fusion-identity-fraud-convergence-in-action-with-transmit-security-66224</loc>
    <lastmod>2025-04-16</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/learn-more-about-hps-and-cr2-66416</loc>
    <lastmod>2025-04-20</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/aws-hosted-lunch-unlocking-the-future-of-financial-services-navigating-the-intersection-of-data-sovereignty-ai-and-cloud-66415</loc>
    <lastmod>2025-04-17</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/plinko-board-giveaway-with-audax-66170</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/smile-engage-your-caricature-drawn-live-with-planview-66468</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/optimize-kyc-funnels-mixpanel-fintech-demo-65917</loc>
    <lastmod>2025-04-16</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/onchain-labs-startup-connect-65965</loc>
    <lastmod>2025-04-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/rolled-ice-cream-masterclass-by-bitpace-66265</loc>
    <lastmod>2025-04-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/learn-more-about-hps-and-cr2-66417</loc>
    <lastmod>2025-04-20</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/finvolution-group-empowering-banks-via-loan-channelling-65913</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/stablecoin-made-payments-easier-with-cregis-66413</loc>
    <lastmod>2025-04-22</lastmod>
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  <url>
    <loc>https://asia.money2020.com/fringe/agenda/stablecoin-made-payments-easier-with-cregis-66414</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/credit-risk-control-in-the-age-of-llm-with-finvolution-group-65960</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/pints-payments-with-cobo-66036</loc>
    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/turn-imagination-into-card-design-using-ai-with-giesecke-devrient-66091</loc>
    <lastmod>2025-04-20</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/fusion-identity-fraud-convergence-in-action-with-transmit-security-66225</loc>
    <lastmod>2025-04-16</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/dreamfolks-cvp-lab-card-edition-66811</loc>
    <lastmod>2025-04-22</lastmod>
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    <lastmod>2025-04-18</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/seon-networking-hour-65686</loc>
    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-22</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-20</lastmod>
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    <lastmod>2025-04-22</lastmod>
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    <loc>https://asia.money2020.com/fringe/agenda/emerging-trends-of-credittech-in-asia-latam-with-finvolution-group-65914</loc>
    <lastmod>2025-04-22</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-22</lastmod>
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    <lastmod>2025-04-21</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-21</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-20</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-23</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-16</lastmod>
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    <lastmod>2025-04-20</lastmod>
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    <lastmod>2025-04-16</lastmod>
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