David Lin

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 David Lin

David Lin

PayU , Head of Credit

David is an experienced FinTech risk executive with a background in consumer and small business lending across international and US markets. He successfully launches lending products by leveraging technology and data science to manage risk while balancing customer experience and optimising operational effectiveness. He specialises in assessing, quantifying, and mitigating risks by incorporating performance monitoring and benchmarks regarding growth, delinquency, losses, recovery and overall profitability.

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