Beyond the Super-App: The AI-Driven Platform-as-a-Service (PaaS) Model for Global Finance

The "super-app" model from China proved the power of an integrated digital lifestyle platform. The next evolution, and the new global trend, is transforming this platform into an AI-powered Platform-as-a-Service (PaaS) to enable financial institutions everywhere to build their own interconnected digital ecosystems. This keynote would focus on how Ant Digital Technologies is democratizing access to the underlying technology, including mini-programs, risk engines, and AI development toolkits like Agentar, that powered the original super-apps. The session would explore how financial institutions can leverage these modular, AI-native solutions to innovate rapidly, enhance user experience, and compete with big tech, without needing to build everything from scratch. The focus shifts from a single "Chinese model" to an adaptable, AI-driven tech stack for global implementation.