How To Lend Money To Strangers - LIVE: Real-time credit data in the Philippines, for lending without guessing

How to Lend Money to Strangers is a podcast about lending innovation and lending leadership around the world. In nearly 200 episodes to date, I've interviewed guests from over 50 countries, and today, the country in question is one that is close to my own heart: the Philippines.

Earlier in my career, I spent 5 years flying in and out of Manila, helping to build the country's first comprehensive credit bureau... and then it seems, the very day I left, Christo Georgiev arrived on the local credit scoring scene wth a pioneering alternative data product.

Years have passed and jobs have changed since then, but credit information in the Philippines is still dispersed across multiple ecosystems, and lenders and borrowers are both still paying the price. So, to put things right, Christo has spent the last year-and-a-half building LenderLink to aggregate and standardise credit data, and to make it available via a unified API. We'll be discussing Christo's path to this point; the Philippine lending landscape, then and now; the data gaps that still persist and how LenderLink will help to close them; and Christo's vision for the future.