Payments Reimagined: Invisible Infrastructure for Seamless Experiences

Part 2: Money is UX - Why Payouts Are The Next Competitive Advantage

Payouts are becoming one of the most underappreciated competitive advantages in the digital economy - and one of the most underleveraged growth channels. As creator platforms, marketplaces, fintechs, and global employers scale across borders, how and how fast users get paid increasingly determines loyalty, liquidity, and long-term retention.

But payouts aren't just about keeping existing users happy; for platforms in remittances and the creator economy, a seamless payout experience is increasingly the entry point for acquiring new customers entirely.

This panel gets into the operational reality: how platforms are deciding which rails to use and when, how they're managing the tradeoffs between traditional banking infrastructure and stablecoin or crypto rails, and what it actually takes to move money reliably across borders at scale.

Panelists will share how their thinking has evolved on questions like: when does stablecoin infrastructure genuinely outperform traditional rails, and when doesn't it? What liquidity and regulatory constraints are still unsolved? And how do you make the payout experience a product differentiator rather than a back-office cost centre - without building complexity that breaks at scale?