Roundtable 4: Last-Mile Regulatory Innovation: Designing Frameworks that Reach the Underserved

Actionable Outcomes: Define policy measures and design-led regulatory approaches that lower barriers to digital literacy and enhance financial access for underserved populations.

Addressing the critical inflection point where 80% of regional fintech leaders acknowledge digital literacy remains a significant hurdle to inclusion, this roundtable focuses on regulatory innovations designed to simplify technology adoption. Participants will discuss practical frameworks for simplified KYC requirements, agent banking regulations, and regulatory incentives for serving remote communities. The dialogue will explore how both sectors can collaborate to create "frictionless" financial journeys that reach the last mile. This includes evaluating specific mechanisms such as open finance and the use of alternative data sources to build trust profiles for the unbanked. By focusing on commercially viable and risk-proportionate models, this session aims to identify concrete steps to bridge the usage gap and ensure that Asia-Pacific’s digital transformation benefits all segments of society.