Hanifah A. Sosrokoesoemo is a seasoned Enterprise Risk Management leader with over a decade of experience in banking and digital financial services. She currently serves as VP, Head of Enterprise Risk Management at PT Krom Bank Indonesia Tbk, leading enterprise-wide risk strategy and governance. Previously, she held senior risk and anti-fraud roles at Bank Jago, ShopeePay, and Gojek, building scalable frameworks and high-performing teams. A graduate of University of Oxford on a merit-based scholarship, she represented Indonesia as Head of Delegation to the Y20 Summit in Beijing and is a Fellow of the Saraswati Fellowship.