Money20/20 Indonesia Summit

9.30am: Registration & networking coffee

10.00am: Welcome remarks by Money20/20

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10.10am: Panel Discussion – Key Fintech Trends 2026 in Indonesia and the APAC region - The Future of Money

A big-picture exploration of the future of money, highlighting fintech, digital transformation, payments, and financial inclusion trends across Indonesia and the wider APAC region. This conversation, supported by slides, will draw from the 2026 Fintech Trends Whitepaper, based on research with over 130 key fintech stakeholders across APAC.

Speakers:

• Chrisma Aryani Albandjar, Commissioner & Advisor, DANA
• Danny Levy, SVP APAC ANZ, Money2020 Asia

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10.40am: Building the Fintech Journey: From Infrastructure to the Last-Mile

Behind every seamless payment or instant transfer lies a complex web of infrastructure that few consumers ever see. In Indonesia, where digital adoption is accelerating at scale, the challenge is not only building these rails but ensuring they reach the last mile—small merchants, rural households, and everyday consumers. This session examines how ecosystems evolve from foundational platforms to fully integrated services, bridging gaps in trust, accessibility, and affordability. It will offer a perspective on what it takes to turn infrastructure into impact, and how the lessons from Indonesia can guide financial innovation across Asia’s emerging markets.

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11.00am: Networking break

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11.20am: Panel Discussion - Harnessing AI and Emerging Technologies for Financial Inclusion in Rural Indonesia

Indonesia’s rural economy is vibrant yet underserved, where millions remain beyond the reach of traditional banking. As financial institutions, fintechs, and digital platforms race to close this gap, the question is no longer whether technology can help—but how it can do so responsibly and at scale. This panel explores the transformative role of data, cloud, and emerging technologies in extending credit, payments, and identity services to communities often left behind. From tackling the challenges of digital literacy and infrastructure to ensuring trust and long-term sustainability, leaders will discuss what it takes to create inclusive financial systems that unlock real economic opportunity for rural Indonesia.

Speakers

• Andreas Kurniawan, Chief Digital & Analytics Officer, Bank Danamon Indonesia
• Sati Rasuanto, Co-Founder & President, VIDA

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12.00pm: Fireside Chat - From Warung to Wallet: Powering Trust and Growth for Indonesia's MSMEs

Indonesia’s micro and small enterprises are the backbone of the economy, yet many remain trapped in cash-based systems with limited access to digital finance. As MSMEs go digital—from the corner warung to nationwide supply chains—the question of trust becomes central: how do businesses, consumers, and platforms build confidence in payments, credit, and data? This fireside chat will explore how fintech innovators are creating secure, accessible, and scalable solutions that not only drive efficiency but also unlock sustainable growth for millions of small businesses across Indonesia.

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12.30pm: Networking lunch

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1.30pm: Panel Discussion – Collaborators in Innovation - Fintechs, Emerging Techs… and Regulators?

Innovation in finance often sparks tension between speed and oversight, yet Asia’s most dynamic markets are showing a different path: collaboration. Rather than acting solely as watchdogs, regulators are increasingly stepping into the role of partners—co-designing sandboxes, guiding responsible adoption of emerging technologies, and working alongside fintechs to extend trust and inclusion. This panel explores how new models of cooperation can balance innovation with stability, and why the future of financial ecosystems may depend less on confrontation and more on shared problem-solving.

Speakers:

• Asih Karnengsih - Executive Director, Asosiasi Blockchain Indonesia
• Sheryl Chen, Head of Content, Money2020 Asia

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2.00pm: Panel Discussion: Unlocking trillions powering Indonesia's SME economic engine

Small and medium enterprises drive more than half of Indonesia’s GDP, yet many remain constrained by limited access to finance, fragmented infrastructure, and uneven digital adoption. With the right support, SMEs represent not just a growth story but a multi-trillion-dollar opportunity for the nation’s economy. This panel will examine how fintech innovators, banks, and foundations are bridging gaps in payments, credit, and capacity building to unlock SME potential. The discussion will focus on practical pathways to scale—blending digital tools with human-centered strategies—to ensure that Indonesia’s most important economic engine runs at full power.

Speakers:

• Natasha A. Hartono, Co-Founder & CEO at Durianpay
• Samantha Nathania Susilo, Chief of Party, YCAB Foundation
• Sheryl Chen, Content Head, Money2020 Asia

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2.40pm: Networking coffee break

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3.10pm: Digital assets workshop: Practical steps to use blockchain in business

This workshop dives into practical, real-world scenarios for bringing assets on-chain, with a focus on how tokenization can be applied while staying aligned with market realities, legal frameworks, and regulatory requirements. Participants will explore case studies, work in breakout groups to tackle live problem statements, and join an open AMA to get direct answers from experts. The session also unpacks what these innovations could mean for Indonesia’s economy and the broader region.

Part 1: Asia Digital Asset Landscape and Practical Blockchain Steps

This fireside chat will provide a high-level overview of Asia's digital asset market. It will cover diverse regulatory approaches, from clear frameworks to evolving policies, and explore practical applications for using blockchain in business. The discussion will also touch on interconnected ecosystems, including regional stablecoin initiatives and real-time payment networks, setting the stage for the panel and interactive sessions that follow.

Speakers:

• Angela Ang, Head of Policy and Strategic Partnerships of TRM Labs
• Asih Karnengsih - Executive Director, Asosiasi Blockchain Indonesia

Part 2: The Rise of Asian Stablecoins and the Future of Real-Time Money Movement

This panel will discuss how Asian stablecoins and payment networks are creating a more efficient cross-border payment landscape. Using the real-world example of Indonesian exporters, the panel will explore how digital assets can address traditional challenges like delays and high fees. They will also discuss the regulatory and technological factors influencing the future of digital finance in the region.

Speakers:

• Nathanael Christian, IDRX CEO
• William Sutanto, Indodax CEO
• Natasha A. Hartono, Co-Founder & CEO at Durianpay

Part 3: Interactive AMA Session

An engaging, interactive "Ask Me Anything" (AMA) session gives participants direct access to experts. This Q&A format allows attendees to ask specific questions and receive immediate insights on the workshop's key topics. It’s an open forum for unfiltered exchange, fostering deeper understanding and engagement with the panel's expertise.

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4.30pm: Closing remarks and end of summit