Fintech Digitises SME Access to Capital

Access to capital remains one of the biggest constraints for SME growth across Asia. This panel examines how fintech platforms, alternative data, and digital credit models are reshaping SME financing—from risk assessment and underwriting to distribution and guarantees. Bringing together perspectives from lenders, credit guarantee institutions, and embedded finance platforms, it explores how technology is expanding funding access, reducing friction, and connecting small businesses to new sources of capital.